What is the Recommended Windows Build Target in 2021?

I would like to start distributing plugins for Windows with JUCE, what target platform do developers generally use to allow it to work for the most Windows OS’s? Right now I’m building x64 on Visual Studio 2019, Windows SDK 10.0, Platform Toolset Visual Studio 2019 (v142), on a Windows 10 machine. I’m limited on available OS’s to test on. Should I target a previous version or is the latest the best? Or should I distribute multiple versions of my plugin for each OS version? I wouldn’t need to support anything older than Windows XP.